Last updated: January 6, 2026
Welcome to the Privacy Policy for Smuosch, located at https://smuosch.com/. This article explains in clear terms how we handle your personal information when you visit and use our website. We believe that privacy matters and that you deserve to know exactly what happens to your data when you interact with our service. This Privacy Policy describes our policies and procedures regarding the collection, use, and disclosure of your information when you use Smuosch. It also tells you about your privacy rights and explains how the law protects you in different situations.
We use your personal data to provide and improve our service. By using Smuosch, you are agreeing to the collection and use of information in accordance with the terms laid out in this Privacy Policy. We encourage you to read this entire document carefully so you understand what data we collect, why we collect it, how we use it, and what choices you have regarding your personal information.
Collecting And Using Your Personal Data
Now that we have established clear definitions, let us explain what types of data we collect and how we use that information.
Types Of Data Collected
We collect several different types of data to provide and improve our service to you.
Personal Data
While you are using our service, we may ask you to provide us with certain personally identifiable information that can be used to contact you or identify you. Personally identifiable information may include but is not limited to usage data and any other information you voluntarily provide to us through forms, account creation, or direct communication.
When we ask for personal data, we do so for specific purposes that relate to providing you with a better experience on Smuosch. We only collect personal data that is necessary for the functions we need to perform.
Usage Data
Usage Data is collected automatically whenever you use our service. This type of data collection happens in the background without you needing to take any specific action.
Usage Data may include information such as your device’s Internet Protocol address, which is commonly called an IP address. It may also include your browser type and version, the specific pages of our service that you visit, the time and date of your visit, how much time you spend on particular pages, unique device identifiers, and other diagnostic data that helps us understand how our service is being used.
When you access our service using a mobile device, we may collect certain information automatically. This includes but is not limited to the type of mobile device you use, your mobile device’s unique ID, the IP address of your mobile device, your mobile operating system, the type of mobile internet browser you use, unique device identifiers, and other diagnostic data.
We may also collect information that your browser sends automatically whenever you visit our service or when you access the service through a mobile device. Your browser typically sends this information as a standard part of how web browsing works.
Tracking Technologies And Cookies
Smuosch uses cookies and similar tracking technologies to track activity on our service and to store certain information. These tracking technologies help us provide a better experience and understand how people interact with our website.
The tracking technologies we use include beacons, tags, and scripts. We use these tools to collect and track information and to improve and analyze our service. The specific technologies we use may include the following:
Cookies Or Browser Cookies
A cookie is a small file that gets placed on your device when you visit a website. Cookies serve many purposes, from remembering your preferences to helping us understand which parts of our website are most popular.
You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. Most browsers have settings that allow you to control cookies. However, if you choose not to accept cookies, you may not be able to use some parts of our service. Certain features rely on cookies to function properly.
Unless you have adjusted your browser settings so that it will refuse cookies, our service may use cookies when you visit. This is standard practice for most websites and helps us provide you with the best possible experience.
Web Beacons
Certain sections of our service and our emails may contain small electronic files known as web beacons. These are also referred to as clear gifs, pixel tags, or single-pixel gifs. Web beacons permit the Company to do things like count users who have visited certain pages or opened specific emails. They also help us compile other website statistics, such as recording the popularity of certain sections and verifying system and server integrity.
Web beacons are tiny and invisible to the naked eye but provide valuable information about how people interact with our content.
Types Of Cookies We Use
Cookies can be either “Persistent” or “Session” cookies. The difference between these two types is important to understand.
Persistent Cookies remain on your personal computer or mobile device even when you go offline. These cookies stay on your device until they expire or until you delete them manually. Session Cookies, on the other hand, are deleted as soon as you close your web browser. They only exist during your active browsing session.
We use both session and persistent cookies on Smuosch for various purposes. Here are the main types of cookies we use:
Necessary Or Essential Cookies
Type: Session Cookies
Administered by: Us
Purpose: These cookies are absolutely essential to provide you with services available through our website and to enable you to use some of its features. They help authenticate users and prevent fraudulent use of user accounts. Without these cookies, the services that you have requested cannot be provided. We only use these cookies to provide you with those essential services. These are not optional cookies because the website cannot function properly without them.
Cookies Policy Or Notice Acceptance Cookies
Type: Persistent Cookies
Administered by: Us
Purpose: These cookies identify whether users have accepted the use of cookies on our website. When you visit Smuosch and see a cookie notice, your acceptance or rejection of that notice is stored in a cookie so we do not have to ask you every single time you visit.
Functionality Cookies
Type: Persistent Cookies
Administered by: Us
Purpose: These cookies allow us to remember choices you make when you use our website. For example, we might remember your login details or your language preference. The purpose of these cookies is to provide you with a more personal experience and to save you from having to re-enter your preferences every single time you use our website. These cookies make your experience more convenient and tailored to your needs.
For more detailed information about the cookies we use and your choices regarding cookies, please visit our Cookies Policy or refer to the Cookies section of this Privacy Policy.
Tracking And Analytics Tools
Smuosch uses tracking and analytics tools to better understand how visitors use our website and to improve the overall user experience. One of the primary tools we use is Google Analytics, which is a web analytics service provided by Google that tracks and reports website traffic.
Google Analytics uses cookies to collect information about how visitors interact with our website. This information includes things like which pages are most popular, how long people stay on different pages, what paths people take through the website, and where our traffic comes from. This data is collected in aggregate form, meaning it shows overall patterns rather than tracking individual users in personally identifiable ways in most cases.
The information generated by cookies about your use of our website is transmitted to and stored by Google on servers in various locations. Google uses this information to evaluate how people use our website, to compile reports on website activity for website operators like us, and to provide other services relating to website activity and internet usage.
We use the insights from Google Analytics and other analytics tools to make informed decisions about improving Smuosch. For example, if we notice that many people are leaving the website from a particular page, we might investigate whether that page has problems or confusing content that need to be addressed.
Display Advertisements
Smuosch displays advertisements on our website as one way to support the operation and maintenance of our service. These advertisements may come from various advertising networks and may be targeted based on various factors.
Display advertisements are visual ads that appear on our website in designated advertising spaces. These might include banner ads, sidebar ads, or ads that appear within content. The specific advertisements you see may be selected based on factors like the content you are viewing, your browsing history, your general location, or other information that advertising networks use to determine which ads to show.
We work with advertising networks that serve ads on our behalf. These networks may use cookies and similar technologies to collect information about your visits to Smuosch and other websites to provide advertisements about goods and services that may be of interest to you. This practice is sometimes called interest-based advertising or online behavioral advertising.
Google Ads
Among the advertising networks we work with, Google Ads is a significant one. Google Ads allows advertisers to display their advertisements on websites like Smuosch that participate in the Google advertising network.
Google uses cookies to serve ads based on your prior visits to our website or other websites on the internet. You may see advertisements from Google on Smuosch, and these ads may be personalized based on your interests as inferred from your browsing activity.
Google’s use of advertising cookies enables it and its partners to serve ads to you based on your visits to Smuosch and other sites across the internet. This means you might see ads related to content you viewed on Smuosch even when you are visiting other websites, or you might see ads on Smuosch related to your interests as determined by your broader browsing history.
Personalized Advertisements
Smuosch collects personal data to show personalized advertisements. Personalized advertising means that instead of showing random advertisements to everyone, we and our advertising partners try to show you advertisements that might actually be relevant to your interests and needs.
This personalization is based on information we collect about your visits to our website and information that advertising networks collect about your broader online activities. The goal is to make advertisements more useful and relevant to you rather than completely random and irrelevant.
While personalized advertising benefits users by showing them more relevant content and benefits advertisers by connecting them with interested audiences, we understand that some people have privacy concerns about this practice. You have options to control personalized advertising, which we will discuss in the section about your rights and choices.
Remarketing Services
Smuosch uses remarketing services for marketing and advertising purposes. Remarketing is a practice that allows us to show advertisements to people who have previously visited our website when they are browsing other websites or using other online services.
For example, if you visit Smuosch and read several articles about financial planning for immigrants, remarketing services might enable us to show you related advertisements when you later visit a completely different website. This happens because a cookie was placed on your device during your visit to Smuosch, and that cookie allows us and our advertising partners to recognize that you visited our website previously.
Remarketing helps us stay connected with people who have shown interest in our content and encourages them to return to Smuosch. It is a common marketing practice used by many websites. The remarketing services we use may include Google AdWords Remarketing, Facebook Remarketing, and other similar services provided by various advertising networks.
These remarketing services use cookies and similar technologies to identify people who have previously visited our website and to serve them targeted advertisements across the web. The advertisements you see through remarketing are personalized based on your previous interactions with Smuosch.
Email Communications
Smuosch sends emails to users for various purposes. When you interact with our website in certain ways, such as creating an account, signing up for a newsletter, or making inquiries through contact forms, we may collect your email address and use it to communicate with you.
The types of emails we may send include but are not limited to:
Transactional emails related to your use of our service, such as account confirmations, password resets, or responses to inquiries you submitted.
Informational emails about updates to our service, changes to our policies, or important notices that we need to communicate to our users.
Marketing emails that inform you about new content on Smuosch, special offers, or other information about goods and services we offer that might interest you based on your previous interactions with our website.
When we send marketing emails, we include clear instructions on how to unsubscribe if you no longer wish to receive such communications. You always have the choice to opt out of marketing emails while still receiving essential transactional and informational communications.
Use Of Your Personal Data
The Company may use your personal data for the following purposes, each of which serves a specific function in providing and improving our service:
To Provide And Maintain Our Service
We use your personal data to provide you with access to Smuosch and to maintain the website’s functionality. This includes monitoring the usage of our service to ensure it is working properly and to identify any issues that need to be addressed.
To Manage Your Account
If you create an account on Smuosch, we use your personal data to manage your registration as a user of our service. The personal data you provide gives you access to different functionalities that are available to registered users but might not be available to visitors without accounts.
For The Performance Of A Contract
When you purchase products, items, or services through our website, or when you enter into any other contract with us through the service, we use your personal data for the development, compliance, and undertaking of that contract.
To Contact You
We use your personal data to contact you through various communication channels. This may include contacting you by email, telephone calls, SMS, or other equivalent forms of electronic communication, such as push notifications from a mobile application. These communications might be regarding updates, informative messages related to the functionalities of our service, products or contracted services you have purchased, security updates when necessary or reasonable for their implementation, or other relevant information.
To Provide You With News And Offers
We may use your personal data to provide you with news, special offers, and general information about other goods, services, and events that we offer that are similar to those you have already purchased or inquired about. However, you always have the option to opt out of receiving such information if you do not want these types of communications.
To Manage Your Requests
We use your personal data to attend to and manage requests that you submit to us through the website or other communication channels.
For Business Transfers
We may use your information to evaluate or conduct a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of our assets. This could happen whether we are operating as a going concern or as part of bankruptcy, liquidation, or similar proceeding. In such events, personal data held by us about our service users may be among the assets transferred.
For Other Purposes
We may use your information for other purposes such as data analysis, identifying usage trends, determining the effectiveness of our promotional campaigns, and evaluating and improving our service, products, services, marketing strategies, and your overall experience on Smuosch.
Sharing Your Personal Information
We may share your personal information in the following situations:
With Service Providers
We may share your personal information with service providers who help us monitor and analyze the use of our service or who help us contact you. These service providers act on our behalf and are bound by contractual obligations to keep your personal information confidential and to use it only for the specific purposes we have engaged them to perform.
For Business Transfers
If we are involved in business transfers such as mergers, acquisitions, asset sales, or similar transactions, we may share or transfer your personal information in connection with or during negotiations of such transactions.
With Affiliates
We may share your information with our affiliates. When we do this, we require those affiliates to honor this Privacy Policy. Affiliates include our parent company and any subsidiaries, joint venture partners, or other companies that we control or that are under common control with us.
With Business Partners
We may share your information with our business partners to offer you certain products, services, or promotions that we believe might interest you or benefit you.
With Other Users
When you share personal information or otherwise interact in public areas of our website with other users, that information may be viewed by all users and may potentially be publicly distributed outside of our website. Be cautious about what information you choose to share in public or semi-public spaces.
With Your Consent
We may disclose your personal information for any other purpose if we have obtained your consent to do so.
Retention Of Your Personal Data
The Company will retain your personal data only for as long as is necessary for the purposes set out in this Privacy Policy. We do not keep your data indefinitely or longer than needed.
We will retain and use your personal data to the extent necessary to comply with our legal obligations. For example, if we are required to retain your data to comply with applicable laws, we will do so. We also retain data as needed to resolve disputes and enforce our legal agreements and policies.
The Company will also retain usage data for internal analysis purposes. Usage data is generally retained for a shorter period of time compared to personal data, except when this data is used to strengthen the security of our service or to improve the functionality of our service, or when we are legally obligated to retain this data for longer time periods.
When we no longer need your personal data, we will securely delete it or anonymize it so that it can no longer identify you.
Transfer Of Your Personal Data
Your information, including personal data, is processed at the Company’s operating offices and in any other places where the parties involved in the processing are located. This means that your information may be transferred to and maintained on computers located outside of your state, province, country, or other governmental jurisdiction where the data protection laws may differ from those in your jurisdiction.
Your consent to this Privacy Policy followed by your submission of such information represents your agreement to that transfer. We want you to understand that when you provide information to us, it may cross borders and be stored in different locations.
The Company will take all steps reasonably necessary to ensure that your data is treated securely and in accordance with this Privacy Policy. No transfer of your personal data will take place to an organization or a country unless there are adequate controls in place including the security of your data and other personal information.
We implement appropriate safeguards to protect your information during transfer and storage, and we only work with parties who agree to provide adequate protection for your data.
Delete Your Personal Data
You have the right to delete or request that we assist in deleting the personal data that we have collected about you. This is an important right that gives you control over your information.
Our service may give you the ability to delete certain information about yourself from within the service. If you have an account with us, you may be able to update, amend, or delete your information at any time by signing into your account and visiting the account settings section that allows you to manage your personal information.
You may also contact us directly to request access to, correct, or delete any personal information that you have provided to us. We will respond to such requests in accordance with applicable law.
Please note, however, that we may need to retain certain information when we have a legal obligation or lawful basis to do so. For example, we might need to keep certain transaction records for accounting purposes or to comply with legal requirements.
Disclosure Of Your Personal Data
There are certain circumstances in which we may need to disclose your personal data beyond the normal sharing practices described earlier in this policy.
Business Transactions
If the Company is involved in a merger, acquisition, or asset sale, your personal data may be transferred as part of that transaction. We will provide notice before your personal data is transferred and becomes subject to a different privacy policy. You will have an opportunity to understand how your data will be handled under the new ownership.
Law Enforcement
Under certain circumstances, the Company may be required to disclose your personal data if required to do so by law or in response to valid requests by public authorities. This might include responding to a court order or a request from a government agency that has the legal authority to demand such information.
Other Legal Requirements
The Company may disclose your personal data in the good faith belief that such action is necessary to comply with a legal obligation, to protect and defend the rights or property of the Company, to prevent or investigate possible wrongdoing in connection with the service, to protect the personal safety of users of the service or the public, or to protect against legal liability.
We take such disclosures seriously and only share information when we have a legitimate legal basis to do so.
Security Of Your Personal Data
The security of your personal data is important to us, and we take reasonable measures to protect it. However, we must be honest with you about the limitations of security in the digital world.
Remember that no method of transmission over the internet or method of electronic storage is 100% secure. Despite our best efforts, we cannot guarantee absolute security. While we strive to use commercially acceptable means to protect your personal data, the nature of the internet and digital storage means that some level of risk always exists.
We implement security measures such as encryption, secure servers, access controls, and regular security assessments. We also limit access to your personal data to employees and service providers who need that access to perform their job functions.
If you believe that your personal data has been compromised, please contact us immediately so we can investigate and take appropriate action.
Children’s Privacy
Our service does not address anyone under the age of 13, and we do not knowingly collect personally identifiable information from anyone under the age of 13. We are committed to protecting children’s privacy.
If you are a parent or guardian and you are aware that your child has provided us with personal data, please contact us immediately. We take the issue of children’s privacy very seriously.
If we become aware that we have collected personal data from anyone under the age of 13 without verification of parental consent, we take steps to remove that information from our servers as quickly as possible.
If we need to rely on consent as a legal basis for processing information and your country requires consent from a parent, we may require your parent’s consent before we collect and use that information.
Links To Other Websites
Our service may contain links to other websites that are not operated by us. These are external websites that we have no control over. If you click on a third-party link, you will be directed to that third party’s site, and you will be subject to that site’s privacy policy and terms of use.
We strongly advise you to review the privacy policy of every site you visit. Just because we link to another website does not mean we endorse that website or take responsibility for its practices.
We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services. The privacy policies of those sites may differ significantly from ours, and you should understand what those differences are before you provide any information to those sites.
CalOPPA – California Online Privacy Protection Act
CalOPPA is a California law that requires commercial websites and online services to post a privacy policy. The law’s reach extends beyond California to require any person or company in the United States that operates websites collecting personally identifiable information from California consumers to post a conspicuous privacy policy on its website stating exactly the information being collected and those individuals with whom it is being shared, and to comply with this policy.
According to CalOPPA, we agree to the following:
Users can visit our site anonymously. We provide a link to this Privacy Policy on our home page and on significant pages throughout our website. Our Privacy Policy link includes the word “Privacy” and can be easily found on the pages specified above.
You will be notified of any privacy policy changes on our Privacy Policy page. You can change your personal information by logging into your account if you have one, or by contacting us directly.
Regarding Do Not Track signals, we honor Do Not Track signals and do not track, plant cookies, or use advertising when a Do Not Track browser mechanism is in place. Do Not Track is a preference you can set in your web browser to inform websites that you do not want to be tracked.
Our website does allow third-party behavioral tracking through the use of cookies and similar technologies by advertising networks and analytics services, but users can control this through their browser settings and other available tools.
GDPR – EU General Data Protection Regulation
If you are a resident of the European Union, you have certain data protection rights under the General Data Protection Regulation. We aim to take reasonable steps to allow you to correct, amend, delete, or limit the use of your personal data.
If you wish to be informed what personal data we hold about you and if you want it to be removed from our systems, please contact us at the email address provided at the end of this Privacy Policy.
In certain circumstances, you have the following data protection rights:
The right to access, update, or delete the information we have on you. Whenever made possible, you can access, update, or request deletion of your personal data directly within your account settings section. If you are unable to perform these actions yourself, please contact us to assist you.
The right to rectification. You have the right to have your information corrected if that information is inaccurate or incomplete.
The right to object. You have the right to object to our processing of your personal data.
The right to restriction. You have the right to request that we restrict the processing of your personal information.
The right to data portability. You have the right to be provided with a copy of your personal data in a structured, machine-readable, and commonly used format.
The right to withdraw consent. You also have the right to withdraw your consent at any time where we relied on your consent to process your personal information.
Please note that we may ask you to verify your identity before responding to such requests. You have the right to complain to a Data Protection Authority about our collection and use of your personal data. For more information, please contact your local data protection authority in the European Economic Area.
CCPA And CPRA – California Consumer Privacy Act And California Privacy Rights Act
If you are a California resident, you have specific rights regarding your personal information under the California Consumer Privacy Act and its amendment, the California Privacy Rights Act.
California law gives California residents the right to request information about what personal information businesses collect about them, the purposes for which that information is used, and the categories of third parties with whom that information is shared.
You have the right to request that we disclose certain information to you about our collection and use of your personal information over the past 12 months. Once we receive and confirm your verifiable consumer request, we will disclose to you:
The categories of personal information we collected about you.
The categories of sources for the personal information we collected about you.
Our business or commercial purpose for collecting that personal information.
The categories of third parties with whom we share that personal information.
The specific pieces of personal information we collected about you.
You also have the right to request that we delete any of your personal information that we collected from you and retained, subject to certain exceptions. Once we receive and confirm your verifiable consumer request, we will delete your personal information from our records, unless an exception applies.
California residents also have the right to opt out of the sale of their personal information. We do not sell personal information in the traditional sense of exchanging it for money. However, the sharing of information with advertising networks for targeted advertising purposes might be considered a sale under California law. You have the right to opt out of this practice.
You have the right not to receive discriminatory treatment for exercising any of your CCPA or CPRA rights. We will not discriminate against you for exercising any of these rights.
To exercise your rights under CCPA or CPRA, please contact us using the contact information provided at the end of this Privacy Policy. We may need to verify your identity before processing your request.
Changes To This Privacy Policy
We may update our Privacy Policy from time to time. The digital world changes rapidly, laws evolve, our business practices may adjust, and our services may expand. When we make changes, we want you to be aware of them.
We will notify you of any changes by posting the new Privacy Policy on this page. We will also let you know via email if you have provided us with your email address, and we may display a prominent notice on our service prior to the change becoming effective. Additionally, we will update the “Last updated” date at the top of this Privacy Policy whenever we make changes.
You are advised to review this Privacy Policy periodically for any changes. We encourage you to check back regularly to stay informed about how we are protecting your personal information and what rights you have regarding that information.
Changes to this Privacy Policy are effective when they are posted on this page. By continuing to use our service after changes have been posted, you are agreeing to the updated Privacy Policy.
Contact Us
If you have any questions about this Privacy Policy, if you need clarification about any of our privacy practices, if you want to exercise your rights regarding your personal data, or if you have concerns about how we handle your information, please do not hesitate to contact us.
You can contact us by email at: chisage673@gmail.com
When you contact us with privacy-related questions or requests, please provide as much detail as possible about your inquiry or request so we can respond appropriately and efficiently. If you are exercising your rights under GDPR, CCPA, CPRA, or other privacy laws, please specify which rights you are exercising and provide the information we need to verify your identity.
We take all privacy inquiries seriously and strive to respond promptly to your questions and requests. Your privacy matters to us, and we are committed to being transparent about our practices and responsive to your concerns.
Thank you for taking the time to read and understand our Privacy Policy. We appreciate your trust in Smuosch, and we are committed to protecting your privacy and handling your personal data responsibly.